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Privacy Policy

Last updated: 20 April 2026


This Privacy Policy explains how BudgetForYou ("we", "us", "our") collects, uses, stores, shares, and protects your personal data when you visit our website, contact us, purchase our digital products, or otherwise interact with us.

This Privacy Policy is intended for customers and website visitors worldwide. We are based in Ireland and process personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where it applies.


1. Who We Are

Data Controller: PK Accounting Advisory Limited, trading as BudgetForYou
Business address: Ashleigh House, JFK Road, Dublin 12, Ireland
Email: info@budgetforyou.online

If you have any questions about this Privacy Policy or how we handle your personal data, please contact us using the details above.


2. The Personal Data We Collect

Depending on how you use our website and services, we may collect the following categories of personal data:


a) Information you provide directly

  • Name

  • Email address

  • Billing address

  • Country of residence

  • Business name, if applicable

  • VAT number or tax details, if applicable

  • Any information you include in contact forms, emails, refund requests, or support enquiries

b) Order and transaction information

  • Products purchased

  • Order number

  • Purchase date and time

  • Payment status

  • Refund information

  • Invoice details

c) Payment information


Payments are processed by third-party payment service providers. We do not store full card numbers or full payment card details on our own systems.


d) Technical and usage information

  • IP address

  • Browser type and version

  • Device type

  • Operating system

  • Website activity and usage information

  • Referring website

  • Date and time of access

  • Cookie and consent preferences

  • Basic download or access logs relating to digital product delivery

e) Marketing information

  • Your subscription preferences

  • Your consent status for email marketing, where applicable

  • Email engagement information, such as opens or clicks, if you subscribe to marketing communications and such tracking is used lawfully


3. How We Collect Personal Data

We collect personal data:

  • when you browse our website

  • when you place an order

  • when you contact us by email or through a contact form

  • when you subscribe to our newsletter or marketing emails

  • when you request support, a refund, or other customer service assistance

  • through cookies and similar technologies, subject to your preferences and applicable law


4. How We Use Your Personal Data

We may use your personal data to:

  • provide access to our website and digital products

  • process and fulfil your orders

  • deliver purchased digital products

  • communicate with you about your purchase or enquiry

  • provide customer support

  • issue invoices and maintain payment and accounting records

  • prevent fraud, misuse, unauthorised access, or other security issues

  • improve our website, products, and customer experience

  • comply with legal and regulatory obligations

  • send marketing communications where permitted by law

  • establish, exercise, or defend legal claims where necessary


5. Legal Bases for Processing

Where the GDPR applies, we rely on one or more of the following legal bases:


a) Contractual necessity

We process your personal data where necessary to enter into or perform a contract with you, including:

  • processing your order

  • taking payment

  • delivering digital products

  • responding to pre-sale or post-sale queries

b) Legal obligation


We process personal data where necessary to comply with legal obligations, including accounting, tax, fraud prevention, and regulatory compliance requirements.


c) Legitimate interests


We may process personal data where necessary for our legitimate interests, provided those interests are not overridden by your rights and freedoms. This may include:

  • operating and improving our website and services

  • keeping our systems secure

  • handling customer service efficiently

  • preventing fraud and abuse

  • maintaining internal business records

  • enforcing our terms and protecting our business

d) Consent


We rely on your consent where required by law, including for certain cookies and for certain marketing communications. You may withdraw your consent at any time.


6. Digital Product Delivery

Because we sell digital products, we use your personal data, especially your email address and order information, to:

  • deliver your purchased files or download access

  • send order confirmations and receipts

  • provide important service messages relating to your purchase

  • respond to support requests relating to the product

These service communications are not marketing communications.


7. Sharing Your Personal Data

We do not sell your personal data.

We may share your personal data with trusted third parties where necessary for the purposes described in this Privacy Policy, including:

  • payment service providers

  • website hosting and ecommerce platform providers

  • email service providers

  • analytics and website performance providers

  • cloud storage, IT, and security providers

  • professional advisers such as accountants, auditors, insurers, or legal advisers

  • public authorities, regulators, law enforcement, courts, or other third parties where disclosure is required by law or necessary to protect our rights

These third parties are only given access to the personal data they need for their role and are required to process it in accordance with applicable law.


8. International Transfers

As we sell products to customers worldwide and may use service providers located in or operating from countries outside the European Economic Area (EEA), your personal data may be transferred to and processed outside the EEA.

Where we transfer personal data outside the EEA, we take steps to ensure an appropriate level of protection. This may include relying on:

  • an adequacy decision issued by the European Commission, or

  • appropriate safeguards such as the European Commission's Standard Contractual Clauses

You may contact us if you would like more information about the safeguards used for international transfers of your personal data.


9. Data Retention

We keep personal data only for as long as necessary for the purposes described in this Privacy Policy, including to satisfy legal, accounting, tax, reporting, and dispute-resolution requirements.

In general:

  • order, invoice, accounting, and tax records are kept for at least 6 years after the end of the relevant financial year or longer where required by law

  • customer support and contact enquiries are typically kept for up to 24 months after the last meaningful contact, unless a longer period is necessary

  • technical logs and security-related records are typically kept for up to 12 months, unless longer retention is required for security or legal reasons

  • marketing data is kept until you unsubscribe, withdraw consent, or object, and may then be kept on a suppression list so we can respect your preferences

  • cookie consent records may be kept for as long as necessary to demonstrate compliance and manage your preferences

We may retain data for longer where necessary to establish, exercise, or defend legal claims or where required by law.


10. Marketing Communications

We may send you marketing emails about our products, updates, offers, or related content where:

  • you have given your consent, or

  • we are otherwise permitted to do so under applicable law

You can unsubscribe from marketing emails at any time by clicking the unsubscribe link in the email or by contacting us at info@budgetforyou.online.

Even if you opt out of marketing communications, we may still send you non-marketing service emails relating to your orders or customer support requests.


11. Cookies and Similar Technologies

Our website may use cookies and similar technologies to operate the site, improve performance, remember preferences, analyse traffic, and, where applicable, support marketing activities.

Some cookies are strictly necessary for the website to function properly. Other cookies, such as analytics or marketing cookies, will be used only where you have provided consent, where required by law.

You can manage your cookie preferences through our cookie banner or through your browser settings. Disabling certain cookies may affect website functionality.


12. Your Data Protection Rights

Where applicable under data protection law, you may have the right to:

  • request access to the personal data we hold about you

  • request correction of inaccurate or incomplete personal data

  • request erasure of your personal data

  • request restriction of processing

  • object to certain types of processing, including direct marketing

  • withdraw consent at any time where processing is based on consent

  • request data portability in certain circumstances

  • lodge a complaint with a supervisory authority

If you are in Ireland, you may lodge a complaint with the Data Protection Commission if you believe your personal data has been handled unlawfully.

To exercise your rights, please contact us at info@budgetforyou.online.


13. Automated Decision-Making

We do not use your personal data to make decisions based solely on automated processing, including profiling, that produce legal effects or similarly significant effects on you.


14. Data Security

We take reasonable technical and organisational measures to protect personal data against unauthorised access, loss, misuse, alteration, or disclosure.

However, no method of transmission over the internet and no method of electronic storage is completely secure. While we take appropriate steps to protect your information, we cannot guarantee absolute security.


15. Children's Privacy

Our website and digital products are not intended for children, and we do not knowingly collect personal data from children.

If you believe that a child has provided personal data to us, please contact us so that we can take appropriate steps.


16. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, or payment services. We are not responsible for the privacy practices of those third parties. We encourage you to read their privacy notices before providing personal data.


17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business, legal obligations, or the way we process personal data.

Any updated version will be posted on this page with a revised "Last updated" date.


18. Contact Us

If you have any questions about this Privacy Policy or about how we process your personal data, please contact:

BudgetForYou
Email: info@budgetforyou.online
Address: Ashleigh House, JFK Road, Dublin 12, Ireland

If you are contacting us to exercise your data protection rights, please provide enough information for us to identify you and understand your request.


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